What Debt and Excess Weight Have in Common

What Debt and Excess Weight Have in Common

  w  Different problems, same root cause.

So what do debt and being overweight have in common?

1.     Most debt and excess weight come from the same problem – overconsumption.   While there may be some exceptions, such as taking on debt for student loans or gaining weight due to medical issues, for most of us our debt and our excess weight come from consuming somethingwe didn’t need to survive.

2.     Everything in our environment tells us that the way to change our internal state is with an external solution. Have you noticed how on TV people drink when they are upset?  And think about the term “retail therapy”.

3.     Our primitive brains are wired to get benefit in the now without thinking about the long term costs (buy now, pay later).

So in order to save money and to lose weight, you have to overcome the way your brain is wired and the way you are socialized.  That's why so few people are able to do it.

Ready to lose weight or pay off your debt?  I can help.  Email me at lisa@lisaduke.net to learn more.

 

 

How to Achieve Any Goal

How to Achieve Any Goal

Goal Achievement is a Repeatable Process.

 

What do money management and weight loss have in common?  Only everything.

 

What's the process to get out of debt?

1.  Make a plan for your spending.

2.  Spend only in accordance with the plan.

3.  Everything else is mind drama, and coaching can help you manage that.

 

What's the process to lose weight?

1.  Make a plan for your eating.

2.  Eat only in accordance with the plan.

3.  Everything else is mind drama, and coaching can help you manage that.

Wait, Lisa, you don't get it!  My situation is different because I have <reason>!

So… THAT is the mind drama. I've been trained on how to help you see that and to work through it.

Let's work together.

 Do you have a money or a weight loss goal you are working to achieve?  Ready to get unstuck?  Let's work together for free.  Schedule a complimentary goal setting session with me today.

Beliefs of a Top IT Consultant

Beliefs of a Top IT Consultant

It takes more than technical skills to be a great consultant.

 

As an IT consultant you need strong technical skills that are in demand.  You also need the right beliefs.

 

 Recently I interviewed Darren (AKA Mr. Lisa) and gathered up some of the beliefs I heard that are key to his success as an IT consultant so I could share them with you.  I hope you find them helpful!

1.   It's a puzzle to solve.

I know I personally have a terrible attitude when it comes to computer problems.  I just want the $%^& thing to work, and when it doesn't I get annoyed and frustrated.

Darren has a very different attitude.  He sees technical challenges as puzzles and knows he can solve them.

When there's a problem, there's no reason to panic or freak out.  It's a fun opportunity to figure something out.

2.  IT is about continuous improvement and change.  Embrace that.

Darren always says if you don't like change, you shouldn't be in IT.

You should always be looking for ways to improve what you have, and you should expect and welcome change.

One of Darren's mantras is “how can we automate this?”.  He's always looking for solutions, software, and systems that can allow him to do more with less (money and labor).

3.  If you are here for the money, you won't last.

Yes, IT is a lucrative field.  IT skills are in demand, and clients and employers are willing to pay a premium for your knowledge.

But if you are just in it for the cash, you won't have the right attitude for excellence.  You'll be focused on the bare minimum number of hours you need to log to get the paycheck.  You won't be excited to make the mental effort to learn the new stuff.  You won't be willing to invest in your education and your network.

Like most of us, Darren puts in a lot of screen time.  But most of that is NOT social media.  He's always following tech news (it helps he also has a great memory, so when he reads stuff he remembers it later). 

Don't focus on doing the least possible – focus on learning and growing and being a resource.  An extra hour of study a night puts you ahead of everyone else in your niche.

4.  Be good with people.

 Ok, ok – let's be honest – a lot of people get into IT because they aren't that into other humans.  That's why if you can do BOTH you can really be a superhero.

If you show an interest in how your clients are doing their jobs and how you can make them more efficient and effective, you'll find additional opportunities to extend your engagements beyond the initial gig.

If you take the extra time to help people use the applications you are rolling out, there will be greater user adoption (which means upgrade support in the future).

Any time you can combine two things that don't usually go together, you stand out and become unique (and more valuable).  If you can combine IT skills and people skills, you'll be more in demand.

People do business with people they know, trust, and like, so taking the time to get to know people and practicing being “good” with people is a great way to stand out in IT.

Ready to figure out what limiting beliefs are in your way so you can become a top consultant?  Looking for a mentor to help you succeed?  Schedule a call to learn more about how I can help you.

 

 

How to Achieve Any Goal

Getting Started as a Consultant or Coach

Are you a new consultant or coach?  Here are some ways to grow your network and your client base for success.

 

 As you may know, my husband and I have spent the last 15 years growing an IT consulting firm. On top of that, since 2018 I've been working as a money and business coach.  Based on that experience, here's what I'd recommend to someone new who is getting started and looking to grow their list of clients.

1.  Be prepared to be found.

I don't necessarily think you can count on social media as the only – or the most effective – way to be found by potential clients.  With that being said, once someone does find out about you (say from meeting you at an event or hearing about you from a colleague), you can bet they are going to look you up to see if what you are posting fits with what they have heard about you and what they need.

Check to see what comes up when someone Googles your name and your business name.  Is it clear from your social media presence what you can do for them?  Has each of your networks been updated in the last 3-6 months?  If you have a blog, is there a blog post for the current year?

Social media can be a huge time suck, so let me be clear – I'm not saying you need to be active on social media.  I'm just saying to need to be alive on social media, and that what you offer to clients should be clearly stated and visible. 

 2. Get clear on your ideal client.

When STS was starting, we put a lot of work into getting clear on who our ideal client was (both as an organization – what kind of company – and as an individual – what role within that company).  I recommend clients who are working in a B2B services based business have a Top 10 list of companies they'd love to work with posted prominently to keep them focused.

For B2B services, who inside the company could hire you?  What is the process to get in? (Hint: it's not procurement.  In my experience, they are the last to know.  It's probably also not HR. In our experience, the manager decides what they need and then gets procurement and HR to facilitate the transaction.)

For B2C services, who is your end client?  I would strongly suggest at least one of your two descriptors be EXTERNALLY VISIBLE.  For example:  “I work with firefighters who want to learn about starting a business,”  NOT “I work with people who want to start a business.”

I learned this the hard way when I started this business.  I started out wanting to teach people about how to manage their money in a way that can lead people with professional level incomes to have a million dollar net worth and be on track for retirement (still something I can help with, by the way).  I learned the hard way that when you want to help EVERYBODY you get his cousin NOBODY.  It is much easier for someone to refer to you when you are specific about who you help and when what you are looking for is externally identifiable.

I recently had a conversation with a coach friend of mine on exactly the same topic.  She said she wanted to help people who wanted to do the “self-work” (self-worth, self-belief, self-confidence).  The problem with that is no one puts that on their business card.  So while someone could opt-in and say that's them, no one can go find the person and connect you to them very easily.

If I say “I help firefighters who want to start a side business,” your brain says, “well, I don't know if he wants to start a business, but my cousin Bob is a firefighter.  Do you want me to connect you?”  If I say “I help anyone who wants to be a consultant” your brain says, “yeah nope, I don't know anyone like that.”

3.  Start working your network.

If you have a top business you want to target as an IT consultant, who are you connected to on LinkedIn that works there now?  Could you invite them to a Zoom meeting to network and catch up?

For B2C businesses, who is your ideal client?  Could you invite them to lunch and talk to them about the challenges they have and see who they know who might be a good fit?  Find out what they are up to and let them know what you are doing.

4.  Have a “keep warm” strategy. 

For the ideal clients you've identified that weren't ready when you first talked to them (or who you weren't able to speak to), what of value could you offer to stay in touch with them? 

STS has had great success with educational webinars.  IT is a constantly changing landscape.  Professionals in the industry need to keep up to date on what's going on.  We do a good job of offering seminars with a lot of meat and minimal sales.  The idea is to stay top of mind with the client so when they do have a need they think of you first.  Keep them “warm” on the back burner until they are ready.

Are you interested in starting a new business or a side hustle as a consultant or a coach?  I have the experience and training to help.  Feel free to schedule a call.  It's free and a good way to see if we'd be a fit to work together.

 

 

 

 

 

 

Secrets of Top Consultants

Secrets of Top Consultants

In addition to my work as a coach, I've also been running an IT consulting firm for the last 15 years.  Here's a few secrets I've learned from that experience and from our peers.

 

 I'm working on a research project right now where I'm interviewing a lot of our friends who are IT consultants for their best tips and tricks so I can share them with my IT consultant clients.  Here's what I've learned so far:

1.  Your work is to bring a balance of expert energy and learner energy – and to be in service to the client's goals.

One of our friends said, “I may be the expert on the technology, but the client is the expert on their business, their processes, and their industry.  I'm always eager to learn from them.”

The same consultant said, “I know I'm not the very top in my field, but I'm in the top 25%.  My job is to bring the knowledge from the top 25% to the other 75%.” First learning, then sharing. 

That mix of confidence and humility goes a long way.

Another consultant I talked with was referred to by his peers as “genius level”, but has spent more time on the bench then the consultant I referenced above.  The difference?  The genius level guy “hasn't met a hill he isn't willing to die on” per one of the other consultants.  Even if you are correct, the guy who fights with management doesn't get invited back as often as the one who is less of a genius but shows up in service.

2.  Be visible.

The consultants I spoke with who've had the most success are always in sales and marketing mode (although they don't think of what they are doing as sales and marketing).  They attend (and look for opportunities to present at) conferences and user groups for their technology and for associated niches or areas of expertise.  They are in Facebook and LinkedIn groups.  They are on Slack and Stack Overflow. 

Top consultants aren't just building their profile by having the answers.  Even asking questions can be a way to be visible.  One consultant said if he posts about a problem he is having, he is often later contacted by potential clients who have the same problem and figure he must have the solution by now.  So ironically, even admitting you don't know something can increase the perception of your expertise in the area in the future. 

When the time comes to look for their next gig, top consultants have a warm network of contacts who are actively using the technology they are experts in they can hit up for work.  Often just announcing their availability on social media is then sufficient to get them their next project.

3.  Think (and talk) about your bill rate and time between projects in a positive way. 

One consultant said he told a recruiter he needed $100 an hour for a project because he “would be unemployed six months out of the year”.  (Note:  clients pay based upon their perception of your value, not on the basis of your belief in your inability to find your next gig in a timely manner.)  Another guy told me he'd never had more than a week of down time between projects in the last 15 years.  Same skill set – different belief about the state of the market.

My husband charges a very high bill rate, but his belief about it is pure gold.  “My clients pay me very good money to get them a result,” he says.  With a belief like that he has the confidence to ask for and receive a high bill rate.  This belief also keeps him focused on the client's end result (which means he tends to finish projects in a small amount of time, which helps keep the cost of the overall engagement down).

By the way – coaching is a great way to uncover, explore, and change unhelpful beliefs into profitable beliefs like this one.  If you are ready to hire a coach to help you keep your pipeline full and your brain focused, schedule a call to review your goals and see how I can help.

 

 

 

 

 

 

Earn More By Developing Your Money Patience

Earn More By Developing Your Money Patience

an you wait more than 2 weeks to see the results of your efforts?

 

Corporate America trains us that we work for two weeks and then get paid.  But if you can learn to wait longer, the payoff can be larger.

 

In my opinion, one of the main keys to succeeding in business, in real estate, and in investing in paper assets is the ability to put in the up front work and to trust and be patient that the payoff is coming.

If you don't have money patience, you won't continue to put money into your retirement account.  When the numbers are small and the timeframe is short, it's hard to see the point.  You might invest for a year and then find your balance is below the amount of money you contributed.  You conclude that investing is a scam, doesn't work, or that you must be doing it wrong – surely day trading on RobinHood is how the rich are doing it, right?

 Most of the rich people I know became millionaires over a ten year period, through starting a business, acquiring clients, investing the profits, and waiting waiting waiting, or through stashing as much cash as possible in investment accounts and riding out the ups and downs.  You could work for years in a business before you hit that right combination of offer, client, and belief on your part that makes everything kick in.  The marketing you've been doing will build and build and some day reach a tipping point, but for most people it's not instant.

 Real estate is not my area of expertise, but in my understanding, it's the same thing.  You might put down a big payment to acquire a property, then more money to fix it up, for a cash flow of only a hundred bucks or so.  What's the point?  But if you hold the property for 30 years, you'll wake up to find someone else has paid off the mortgage and now you own that property free and clear.  Oh, and also, thanks to appreciation, most likely the property is worth way more than the money you and your tenant put in over the years.  You can sell it and take the windfall or keep it and enjoy much higher cash flow every month now that the biggest expense, the mortgage, is gone.

 So why don't more people think long term?  Mindset.  They either don't have the hang of what they need to do and need some education, or they are doing it exactly right but don't see the immediate return.  They don't have the faith and the money patience to see it out and to build something for the long term.

If you are ready to manage your mind, your business, and your money with a long term view and to develop your money patience, contact me to schedule a free initial conversation.  We'll go over where you are, where you want to go, and develop a plan to get you there.

Debt and Consumerism: Twin Systems of Control

Debt and Consumerism: Twin Systems of Control

“Tryin' to make ends meet, you're a slave to money then you die”.  – The Verve

 

Let's imagine I'm Jeff Bezos, and I'm evil.  What do I need? 

I need employees (from the warehouse to IT and management), and I need them to be a bit afraid to disagree with my plans (convincing is such a waste of time). I need them to be too afraid to negotiate their salaries (scared people don't negotiate well).  And I need consumers – people who believe that their next purchase holds the key to their happiness.

 What I don't need is financially free people.

Free people might decide to take a sabbatical, leaving me to have to hire to replace them.

Free people might negotiate their offers on the way in and their salaries while they are there, since they aren't so terrified of not having a job that they sell themselves short.

Free people might quit when they don't like how management is treating them.

Free people might quit and start their own businesses and compete with me.

  • Step 1:  Go to college and take out student loans so you can get a job.
  • Step 2: Stay at your job even if you are unhappy so you can pay the loans.
  • Step 3:  Buy things on credit to try to cure your unhappiness, extending the number of years you are in debt and therefore have to stay at your job.

That's right.  If you are unhappy because you have debt, the cure for what ails you is buying things on credit! Isn't that what marketing tells us?  We just need a Lexus December to remember to cure our blues.

By teaching us that our happiness comes from outside of us – from our purchases, from our circumstances – society (and especially marketing) lines us up for even more debt.

What does it all add up to?

A system of control.

If you are in debt up to your eyeballs, you have less power, and you have fewer options.

I want you to pay off your debt and build up your investments so you become work optional. 

I want you to negotiate and work from a position of power.

I want you to learn that shopping is not the source of your happiness, and that the dopamine hit you get from buying stuff is short lived and not worth chasing.

If you don't NEED your job, but WANT your job, you are more likely to speak up when you see something that is wrong.

If you WANT some stuff, but you don't NEED that much of it, if you realize your emotions come from what you are thinking, not what you are buying, you'll be much more cautious about tying yourself to payments on stuff and toys.

Right now you are in The Matrix.  You think you are free, but you are only free to go to work and make the money to make the payments to pay for the stuff that you bought to cure the unhappiness you feel from going to work and making the money to make the payments.  You don't actually have that many options.

I want you to be financially independent so you can be free.

You see, it's really not about the money – it's about who you can become when money is no longer an issue.

If you are ready to make a change, take my money course for $197.

The Rise of the Divine Feminine

The Rise of the Divine Feminine

It's ok to be a little witchy.

 

Through a series of coincidences that can only be explained by divine intervention, I found myself crying in a money and business mentor's backyard office in Sedona, AZ.  One of the things she said that blew my mind the most was a passing reference to the divine feminine.

 

 The what?  No, no, pretty sure that's not a thing.  I'd been raised in the Protestant American Christian faith – a world in which God was a dude (with a long white beard wearing robes), Jesus was a dude (we know for sure because he was topless on the cross), and the Holy Spirit was a bird (but probably a dude bird, as you never see him sitting on a nest.

I was pretty confident that everything divine was from dudes, because if God were a woman she would have smashed the patriarchy by now.  She just wouldn't stand for it.

But the more I thought about it the more it seemed true.  There was a time back in ancient Greece and Rome when there were goddesses, not just gods.  And way way back before that, it seems there were Earth goddesses and fertility goddesses and matriarchy was a thing.

If God is everything and everywhere, it had to be the union of everything – the masculine and the feminine – actually rising above duality.

I do think there is a rising of the divine feminine, a growth in female power.  We see more representation of strong women in the stories Hollywood is telling us (hello Katniss Everdeen, Mulan, and the chick who was Divergent). We see strong women in music (Queen Latifa and Beyonce for starters).  We see more women in Congress (even if weirdly some of them are supporting the weirdest elements of the Patriarchy.  I guess you have to start somewhere).

 So what does all this have to do with money? 

 A lot.

 Historically money was the man's thing (with the exception of shopping, which was a woman's thing).  Women could spend it, but had to be dependent upon men for their supply.

 But here's the thing. Your man is not your source.  Creator is your source.  Creator will provide.

You as a woman were given skills, abilities, talents, intelligence, and gifts with which you can provide value to others and receive money – stored energy – in return.

You have the ability to learn about investing and take charge of your retirement plan and interview financial planners and discern the best way forward, just like any guy.

Let's not cede the high paying jobs to the guys just because they've set up shop and camped out there.

Let's hire female financial planners and lady money coaches.

Women have historically done most of the spending, so let's do that spending with small, locally owned, female friendly businesses.

If you feel unwelcome somewhere, take your business elsewhere.

We can negotiate our salary.

We can raise our rates.

We can team up and work together and promote women in business.

We can earn more. 

And we should.

I'm not against dudes – I'm married to a dude, I have clients who are dudes, a lot of men in IT have treated me with respect and I love them for it.  Those dudes are not the problem.

But toxic masculinity is.

And it's not just bad for women, it's bad for kids, and the planet, and for the guys themselves.

By us stepping into our feminine power, we make it more ok for the guys to step into theirs.

“Woman's intuition” is seen as a lady thing, but my husband is one of the most intuitive people I know.  He just calls it “spidey sense” so it seems manly.

Let's respect nature and collaborate and burn candles because they look neat and smell good.

Let's embrace the divine feminine in all of us.

Let's bring power to our own unique way of doing business and handling money.

The world needs us to do so.

 Are you a female entrepreneur who is ready to make a major investment in herself, her money mindset, and her divine power?  If so, schedule a call to learn about my high-end one on one coaching and mentoring to see if you qualify to work with me.  I make millionaires.

 

 

Three Steps to Financial Freedom

Three Steps to Financial Freedom

Just because it's simple doesn't mean it's easy.

 

Based upon all my study and my personal experience, there are three steps to financial freedom.

 

Step 1:  Stewardship

I personally believe the first step toward financial freedom is doing a good job managing what you have.

Imagine being a mom of a kid with a pet goldfish (that you take care of) who now wants a puppy.  Wouldn't you think, “first, show me you can take care of a goldfish.  Then we'll see about the puppy.”  I think money is the same way.  If you can't manage the money you have now, for most people more money will just mean more problems (the rappers know from personal experience that this is the case).

If you are working a full time job as a professional, your biggest problem is not an income problem.  It's a lack of intentionality with and attention to the money you have.  It's a spending problem.  It's wanting to make yourself feel better through stuff (which never works in the long run).

 So the first step to financial freedom is learning to spend less than you make, running your life like a profitable business.  When you open up a little margin, you can use that margin to pay down high interest rate debt.

 

Step 2: Investing

If your company matches your retirement plan contributions, this match is the biggest ROI with the lowest risk. 

The next best rate of return is paying off your high interest rate.  Historically, the market returns about 7%.  If your credit card is at 28%, you are digging the hole faster than you are throwing dirt in it. 

The third best rate of return is investing. I like very boring ETFs and index funds.  I don't believe day trading is investing – it's speculation and gambling.  If you are looking for excitement, go to Six Flags.  Don't try to get excitement from investments.

I'm not licensed to give investment advice, so talk to someone who is before you make a decision, but this boring approach has worked for us.

 

Step 3: Earn More

 Now that you've proved you can wisely manage the money you have, focus in on earning more.  Look for opportunities at work to help the company spend less or sell more and negotiate a cut of that for yourself as compensation.  Ask for a raise. Negotiate a bonus.

If you have truly maxed out the opportunities at your job and you've been there at least a year to a year and a half, sometimes the best way to increase your income is to move to another employer. If you do, be sure you don't accept the first offer that is presented to you.  Employers make their offer artificially low because they expect you to negotiate and have left themselves room to do so.  If you don't do what they expect, you've left money on the table.

If you don't want to change employers, consider ways to make money outside your day job.  Most wealthy people have multiple streams of income, so this can be your opportunity to set that up.

Entrepreneurship has a steep learning curve, so expect to have failed businesses and even within successful businesses to have failed launches, failed products, and failed offerings.  Expect people to tell you no.  Be resilient and keep going.

Most of school is about learning information and retaining it until the test, but math and foreign languages are skills.  Likewise, entrepreneurship is a skill. Learning to walk and to ride a bike and to drive a car are skills.  Falling down and getting it wrong is normal.  Hang in there.

Once you get your business working, look at ways to increase revenue.  Add new clients.  Sell more to existing clients.  If you are in demand, raise your rates.

At each step, you will need to learn new information, develop new skills, and practice new behaviors.  You will essentially need to become a new person.  This is where my coaching can help you.  I specialize in helping you uncover and move past the thoughts you have that are in the way of becoming the person you want to be.  To learn more about my coaching or my money management course, schedule a free one on one call today.

 

 

 

 

 

Secrets Network Marketers Don’t Want You to Know

Secrets Network Marketers Don’t Want You to Know

If you knew what network marketing leaders know, they'd have no business model at all.

I've always been interested in running a small business, but starting a business from scratch seems overwhelming.  What do you need to do?  How do you get clients?  If only there were someone to teach you and train you and cheer you on when you are feeling down.

Enter network marketing.  These companies promise you big income with little effort.  They business is already made!  You just need to show up and collect big checks!

So you sign up. Or at least I did. 

I joined a multi-level marketing (MLM) company because I loved the idea of being able to go as far and as fast as I wanted.  I always felt held down in corporate America and hated the idea of having to wait for someone else to pick me for me to move up.  The fairness and the freedom appealed to me.

Within a year and a half I rose to Directorship – the top 2% of the company.  Shortly after that I was promoted again, to Senior Director.  Sounds pretty impressive for someone whose last title in corporate was “Senior Business Analyst”.  I'd gone from analyzing business to directing it!

Shortly after rising to that level, I started to realize things were not as they had seemed on the path to get there.  In our director's meetings we had the “big girl” discussions.  About how we weren't actually going to be focused on working with our team and helping them be successful, becuase most of them would be quitting over the next few weeks.  We had to keep recruiting.

Secret #1 – the turnover is incredibly high, and if you want to make any money at all, you need to not care that over 99% of the people you talk into signing up will fail.  You need to be constantly recruiting and hoping the new people stay in long enough that they can't return the product from their initial order, because if they do, that gets deducted out of your paycheck.  Which leads us to secret number 2.

Secret #2 – 99% of the people in your upline working their businesses full time are broke.  The flashy lifestyle they are living that is supposed to be proof they are successful is fake.  Their lifestyle is financed by a spouse, from savings, and from credit. 

When I was in network marketing, we were actively encouraged to “fake it until you make it”.  Shopping was encouraged.  Expensive purchases were praised.  Some day very soon our big payday would come, and we could pay off our debt then.  Woohoo!  In the meantime, our fake lives helped us and our upline “prove” how successful we were, thereby luring more people in.

“But my upline person showed me a copy of a check!  They showed me a company publication that showed they'd earned a lot!”  Yes, absolutely, that was probably true.  But they show you that knowing that they can use your employee thinking against you.  Did you see that big monthly check, multiply it by 12 months of the year, and compare it to your salary?

Yeah, so this is one thing network marketing and real entrepreneurship have in common – irregular income. 

When I was a network marketing leader, the person at the top of our pyramid would give us copies of her income in the back of the magazine to hand out to prospects in an information packet.  Some times the proof of income was from the latest issue, but sometimes it was quite old.  When we ask for a newer version, we were told, “oh, my assistant made a lot of copies of this one, and we don't want to waste them.  We'll give you the new one when we run out of the old one.” 

So… you are making the big bucks, but you can't afford copy paper?

The real truth was, the reason we couldn't have a newer version is that was the last time she'd gotten a big check.  If you didn't make at least a certain amount that month, your name and earnings didn't appear in the magazine.

So yeah, that big check was real, but the next month she might have gotten a bill from the company instead of a paycheck.  That's right.  If you had a company car and you didn't meet your quota for the month, the portion of the car payment you didn't earn would be deducted from your check.  So there were some months as a Senior Director (not even the bottom of the top 2%) where I owed the company money for the privledge of having worked for them all month (oh, yeah, and with no benefits).

This kind of fake accounting continued on.  The very tippy top level in the company was National Director.  National Directors often did earn millions of dollars.  But they had an unusual method of calculating this.  When they brought these leaders on stage at our conference, they were presented with a plaque for lifetime earnings.  So yes, she might have earned $1,000,000, but how many years what that spread over?  $1,000,000 over 20 years is something you can do in corporate, and they'll give you health insurance to boot.

Now, to be fair, are there people who love the product, share them with friends, and make a little side money ethically?  Absolutely.  Is it possible for someone a bit more focused than that to naturally build and retain a customer base?  Sure.  Is it possible some of those clients want to resell the companies products and will join the team?  Absolutely.

There are good people doing it the right way who can rise to the top, but like The Hunger Games, the odds are not in your favor.

99% of the people who sign up will quit in the first 30 days.  Out of those who remain, 98% will never make it to leadership.  Out of those in leadership, about the same ratio will make it to the level where they make a six-figure income consistently.

All of us think we are special.  We think we will be in the 1% who don't quit after our friends and family mostly tell us no.  Out of that 1%, we think we will be in the 2% of those people who get to leadership.  And we think if we do, we'll be one of the handful of people who make good money long term.

The truth is, you are more likely to be hit by lighting.

If you want to start a real business but you want a mentor like what you are promised in network marketing, I can help.  I know everything useful they will teach you, plus the stuff they won't.  I've run successful businesses, and I'd love to mentor me. Yes, you'll have to pay me for my time and expertise, but at least you won't get stuck with a garage full of products you can't sell.  If you are ready to get started, schedule a call and ask me about business coaching.