We think the way to build wealth is to earn first, spend what we "need" to, and then save what's left.  In a world where wages have been stagnant in real terms since the '70s and conspicuous consumption is the norm, that generally means saving nothing at all.  In...

Melt down those balances....   The Debt Snowball is famous in personal finance circles - probably primarily for being Dave Ramsey's preferred way of getting people out of debt.  For those who like to play games with numbers, the Debt Avalanche is preferred.  But...

of Approach finance from both sides for the best results. Most of us are familiar with the exterior world of finances - tax returns,statements, retirement planning and such.  But there is an interior world of finance as well that is just as important.   The model...